Services/Property tax consultancy

Property tax consultancy

Practical property tax advice for landlords, second-home owners and family property portfolios.

What this covers

Capital Gains Tax on residential and commercial disposals
Stamp Duty Land Tax: bands, surcharges, mixed-use, linked transactions
Section 24 mortgage interest restriction modelling
Furnished Holiday Let regime abolition (April 2025) and what it means for former FHL owners
Incorporation: when it works, when it does not
Inheritance tax interaction with property

How we approach it

Property is the area where the cost of getting tax wrong is most visible. A CGT election made late, an SDLT surcharge that was avoidable, a Section 24 modelling error that turns a profit into a loss; the numbers are real and they bite.

The work we do here starts with the deal in front of you. Run the figures, model the post-tax outcome, then decide. The call we want is the one before you sign, not the one after.

Most landlord clients we keep for a decade plus. The portfolio shifts, the rules shift, and the planning has to keep up. That is what an annual review actually buys you.

An honest caveat. Incorporation gets pitched more often than it should. For a single rental and a basic-rate taxpayer it usually loses on the maths once stamp duty and exit costs are in the picture. We will tell you when it does and when it does not.

Questions we hear

Is incorporation the right move for my buy-to-let portfolio?

Sometimes. The decision depends on your other income, the mortgage situation, how long you plan to hold, and what you want to do with the properties on your death. A modelling exercise costs less than getting it wrong, and we will tell you honestly if the answer is no.

Do you handle non-resident landlords?

Yes, including NRL scheme registration and CGT on UK property disposals under the 60-day reporting regime.